Posts

Showing posts from October, 2025

How Can You Start an Import Export Business in India with Low Investment?

 Have you ever imagined earning in dollars while sitting at home in India? The import-export business makes it possible. With the world becoming more connected, even small traders can now sell Indian products globally without investing a fortune. If you’re curious about how to do import export business in India, the process is easier and more affordable than most people think. 1. Understand the Import-Export Opportunity Import-export is all about buying and selling goods across countries. You can start small even from your home by trading in products that are light, easy to ship, and in global demand. India’s diverse products like spices, textiles, handicrafts, and organic food items are already loved worldwide. 2. Steps to Start Your Business Here’s a simple roadmap to help you begin: Register Your Business: Start as a sole proprietor or small company. Get IEC Code: Apply for the Import Export Code from DGFT — this is mandatory for trading internationally. Open a Current Account:...

Non Performing Assets and Their Impact on Banks

 Non-Performing Assets (NPAs) affect bank profitability. Understand their meaning, causes, and how they influence lending in India.

Business Loan Online for Growing Enterprises

Apply for a business loan online with a simple process and instant eligibility check. Manage working capital, expansion, or equipment purchase with flexible loan terms. Secure an online business loan for startups or SMEs with quick approvals, low documentation, and repayment plans designed to suit your company’s cash flow.

How does APR in personal loan works?

  APR in a personal loan stands for Annual Percentage Rate. It shows the total yearly cost of your loan, including interest and processing fees. A lower APR means you’ll pay less overall, while a higher APR increases your repayment amount. Knowing the APR helps you compare different loan offers and choose the most affordable one. Always check the APR before applying for a personal loan to understand the true cost of borrowing.

What does CKYC mean?

CKYC means Central Know Your Customer system that stores verified customer data. It helps simplify loan, credit card, and investment applications.

What Are the Best Ways to Improve Your Credit Score Quickly?

Image
Have you ever applied for a loan and got rejected because of a low credit score? Don’t worry—you’re not alone. Many people face this issue without even realizing how easily it can be fixed. If you’ve been wondering how to increase credit score fast and effectively, a few smart financial habits can help you boost it within weeks and open doors to better credit opportunities. What Is a Credit Score and Why It Matters:- Your credit score is like a financial report card. It shows how reliable you are when it comes to repaying loans and credit card bills. A good score (usually 750 and above) increases your chances of getting loans at lower interest rates. On the other hand, a low score can lead to rejections or higher rates. Improving your score doesn’t have to take years—it’s about consistency and smart steps. 1. Pay Your Bills on Time This is the simplest yet most powerful way to boost your credit score. Late or missed payments hurt your score quickly. Set reminders or use auto-pay opti...